Split Home Loans

Splitting your home loan 

Unsure of whether to have a fixed or variable rate home loan? Try a combination of the two.

Here are some of the benefits of a split loan.

• You benefit from falling rates whilst cushioning the impact of interest rate increase.
• You can manage the risk of an interest rate increase with a fixed portion, while also enjoying the extra features such as an offset and redraw from your variable rate loan. 
• The fixed portion provides you with protection in the event of interest rate rises as you will always know what your repayments will be.
• The variable portion allows for unlimited repayments helping you pay off that part of the loan much quicker.